As long as it does not exceed your provident fund loan amount, you can use the provident fund except the down payment. The loan amount can be specifically asked to the provident fund center, which varies from person to person, but does not exceed 60W.

In addition, it seems that foreign hukou wants to buy a house in Kunming now. On the basis of ID card, household registration book and income certificate, it is also necessary to provide local tax payment certificate or social insurance payment certificate for more than one year in Kunming. Otherwise, commercial loans will be difficult to approve ~

Supplement: According to the Notice of Zhaotong Housing Provident Fund Management Committee on Adjusting the Individual Housing Loan Amount of Housing Provident Fund and Related Matters dated February 18, 2008.

First, the maximum amount of each housing provident fund loan is 200,000 yuan.

Two, the maximum amount of individual employees to apply for housing provident fund loans is 654.38 million yuan.

Three, the maximum amount of each housing provident fund loan in principle does not exceed 70% of the total purchase price.

Four, the longest period of housing provident fund loans is 20 years, and the longest does not exceed two years after the borrower retires.

In addition, Zhaotong stipulates that the loan amount should not be higher than 70% of the total purchase price, self-built house: not higher than 60% of the self-built cost, and second-hand house: not higher than 60% of the transaction amount.