This is not true. Formal loan companies usually don't require customers to provide bank cards, because it involves customers' personal privacy and financial security. If the loan company asks for a bank card, they should explain why they need this information and provide relevant documents or contracts so that customers can understand their rights and responsibilities. Some lawless elements may take advantage of customers' trust in the loan company and ask customers to provide bank cards or other personal information in the name of packaging water for fraud or illegal activities. Therefore, before providing any personal information, customers should investigate and verify the credibility and legitimacy of the loan company.