Not high, it can be said to be the lowest among many lending institutions.

4% interest rate is not high in the loan industry. Being able to get this low interest rate shows that my personal qualifications are quite good.

Many borrowers want to get such an interest rate, but they can't. At present, most bank mortgage loans and provident funds on the market are at this annualized interest rate. For some consumer finance, the interest rate is about 12%- 18%, and the gap is still quite large.