Calculate how much it will cost to decorate your home

Nanjing is the core city of Jiangsu Province. The economy is developing rapidly, and many people come to Nanjing to work or buy houses. So what is the minimum down payment for buying a house in Nanjing? What are the policies for buying houses in Nanjing? Next, the editor will introduce the relevant content to you, let’s take a look.

What is the minimum down payment for buying a house in Nanjing?

When buying a house in Nanjing, if there is no house and no mortgage record, the minimum down payment ratio is 30%. If there is a mortgage record but has been settled, the minimum down payment is The ratio is 50%. If you already own a house and have no mortgage record or have a mortgage record but have settled it, the minimum down payment ratio is 50%. If you have a mortgage record that has not been settled, the minimum down payment ratio is 80%. Those who already own two houses are not allowed to borrow money.

What are the policies for buying a house in Nanjing

1. After the house buyer obtains the real estate certificate, it shall not be transferred within 3 years. If a house is transferred through donation, the donor can only purchase the house again after completing the transfer procedures for 3 years. Continue to implement the current housing price registration policy. For houses whose declared prices are higher than the regional level, based on the cost survey, the price department will organize collective demonstrations by relevant departments to provide price guidance.

2. For a commercial housing project that has obtained a pre-sale license, when the customer accumulation is greater than the available housing supply, the developer must host a public lottery by a notary agency when it opens, and the lottery will be sorted in sequence. To purchase a house, the lottery ranking list will be announced on site. Strictly implement the real-name system for home purchases.

3. When the land bidding reaches the maximum price, the bidding will stop and the area of ??affordable housing will be competed instead. The person with the largest area will win. The affordable housing built will be handed over to the government for free, and the corresponding housing construction costs will not be included. House price allowed cost. Select land parcels in areas such as Hexi New City, Jiangbei New District, and Southern New City, as well as Jiangning and Xianlin subway lines, and adopt a transfer method of "limited sales objects, limited housing types, limited housing prices, limited sales methods, limited transfers, and competitive land prices."

Article summary: The above is what the editor has introduced to you about the minimum down payment for buying a house in Nanjing. I hope it can help some friends in need.

Enter the area and get a free decoration quote