Legal basis: "Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on Prosecution Standards of Public Security Organs Jurisdiction over Criminal Cases (II)" involves the following situations, and should be filed for prosecution:

(a) defrauding loans of more than one million yuan;

(two) defrauding loans, causing direct economic losses of more than 200 thousand yuan to banks or other financial institutions;

(three) although not up to the above amount standard, but repeatedly defrauded the loan;

(4) Other cases that have caused heavy losses to banks or other financial institutions or have other serious circumstances.