The following sister will give you an in-depth evaluation! This article can help you get familiar with Hong Zhong Life Hongfu E-Life Internet Annuity Insurance in advance. Friends who don't know, come and see:
Learn this trick and stay away from the 99% pit of annuity insurance.
1. How about Hong Zhong Hongfu E-Life Internet Annuity Insurance?
What is the guarantee of Hong Zhong Hongfu e-life Internet Annuity Insurance? Let's take a look at its product form diagram first:
According to the above picture, it is easy to know that Hong Zhong Hongfu E-life Internet Annuity Insurance seems to provide a lot of protection. What is the specific performance? Let's talk to senior directly:
1, survival annuity
Hong Zhong Hongfu E-Life Internet annuity insurance starts from the fifth anniversary of the policy, but the annuity ratio is different.
If the insured is under the age of 55 when purchasing this product, the beneficiary will get a basic life annuity of 65,438+05% in each policy year within the age of 60. However, if it starts from the policy anniversary of 60 years old (inclusive), the basic insurance amount of the annual survival annuity is 45%, and the policy anniversary before the age of 70 ends.
If the insured is over 55 years old or just over 55 years old at the time of insurance, but less than or equal to 60 years old, he can receive the basic insurance amount multiplied by 45% to pay the survival annuity every year until the policy anniversary date when the insured reaches 69 years old.
If the insured is over 60 years old at the time of insurance, the insurance company will pay the survival annuity by multiplying the basic insurance amount by 45% and continue to pay it until the end of the ninth anniversary of the policy contract.
2. Birthday gift
In fact, it is exactly the same as the survival annuity. Hong Zhong Hongfu E-life Internet Annuity Insurance also depends on the specific age of the insured.
If the insured is over 60 years old at the time of insurance, the insurance company will multiply the accumulated premium paid by the insured from 70 to 74 years old by 20% and pay the birthday bonus to the insured.
If the insured reaches the age of 60, the insurance company will pay the birthday bonus to the insured at the rate of 20% multiplied by 20% from the first anniversary of the insurance contract to the first anniversary of the policy.
3. He Xijin
There are differences in the age of the insured, and the time for Hong Zhong Hongfu E-Life Internet Annuity Insurance to receive congratulations is also different.
If the insured is over 60 years old at the time of insurance, the insurance company will give the insured the basic insurance amount multiplied by 45% of the wedding bonus on each policy anniversary date from the insured's 75th birthday, and it will terminate when the protection period expires.
If the insured has reached the age of 60 at the time of insurance, then every policy anniversary from the15th policy anniversary is still healthy, and the insurance company will give the insured the basic insurance amount multiplied by 45% of the wedding bonus, which will be invalid when the protection expires.
Due to the limited space, for a more detailed evaluation of Hong Zhong Hongfu E-Life Internet Annuity Insurance, you can click the following link to understand:
"Hong Zhong Hongfu E Health Internet Annuity Insurance is very good? Unless you can accept the following two points ... "
Although Hong Zhong Hongfu E-Life Internet Annuity Insurance is well protected, is this product worth buying? Senior sister will answer this question for all your friends next.
2. Is Hong Zhong Hongfu E-life Internet Annuity Insurance Worth Buying?
This Hong Zhong Hongfu E-life Internet annuity insurance has a limited coverage and low cost performance. It is best to choose annuity insurance with more comprehensive protection and higher cost performance in the market:
"Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again! 》
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