The provident fund must be paid all the time. If you pay more, there will be more balance in your account, and you can withdraw it again after a period of time.

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Conditions for withdrawal of provident fund:

Workers in any of the following circumstances, you can apply for the withdrawal of their own and their spouses' housing provident fund:

Purchase, construction, renovation and overhaul of owner-occupied housing;

Repay the principal and interest of the house purchase loan;

Rent a house for self-occupation;

I or my spouse, parents or children suffer from serious illness, which causes serious difficulties in family life;

Encountered sudden major natural disasters, causing serious difficulties in family life;

Included in the minimum living guarantee for urban residents in this city.

Workers in any of the following circumstances may apply for withdrawal of housing provident fund:

Retired;

Completely lose the ability to work and terminate the labor relationship with the unit;

Settle abroad or settle in Hong Kong, Macao and Taiwan;

Termination of labor relations with the unit for two years has not been employed, and family life is seriously difficult;

After terminating the labor relationship with the unit, he has not been re-employed, and the male is over 50 years old and the female is over 45 years old, and his family life is difficult;

Non-registered employees terminate their labor relations with their units and leave the city, registered employees terminate their labor relations with their units and their household registration moves out of the city.

If an employee dies or is declared dead, his successor or legatee shall apply for withdrawing the storage balance in the employee's individual housing provident fund account.