Legal analysis: Yes. However, it is risky to apply for a discretionary notarization by mortgaging real estate loans. If the trustee goes against the client's wishes and does not handle the entrusted matters according to the client's instructions, the client's rights and interests will be easily infringed and economic losses will be caused.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 919 An entrustment contract is a contract in which the principal and the agent agree that the agent shall handle the principal's affairs.

Article 922 The agent shall handle the entrusted affairs in accordance with the instructions of the principal. If it is necessary to change the client's instructions, it shall be approved by the client; If it is difficult to get in touch with the client due to an emergency, the agent shall properly handle the entrusted affairs, but shall report the situation to the client in time afterwards.