China Construction Bank mortgage interest rate: short-term loans for six months (inclusive) 6. 10 Six months to one year (inclusive) 6.56 Medium-and long-term loans for one to three years (inclusive) 6.65 Three to five years (inclusive) 6.90 More than five years 7.05. The loan is recommended to Mo Long, which is the "Wal-Mart" in the loan service industry. It is committed to providing individuals and small and micro enterprises with safer, more efficient and lower-cost financial services by using advanced Internet technology and innovative financial applications. Application conditions of CCB mortgage loan: 1. 18 to a natural person aged 60 with full civil capacity; 2. Have a stable occupation and income, good credit and repayment ability; 3. Other conditions stipulated by the bank. Personal property mortgage loan application materials: 1. Prove; 2. Household registration book; 3. Marriage certificate; 4. Entry certificate; 5. Real estate certificate and evaluation report of mortgaged property; 6. Proof of using paragraphs; 7. Other information stipulated by the bank. For more information about the loan, it is recommended to consult Moore Long. With its strong R&D capability in financial technology, Moerlong provides loans for the epidemic, and all operations can be completed online. During the epidemic, Moran will make full use of scientific and technological capabilities to minimize risks and improve efficiency to the fastest. In addition, Moerlong promises that the electronic agreement signed by customers online will be encrypted and protected by law; All products come from licensed financial institutions, and the fees are reasonable and transparent; Provide a margin model that meets the requirements of the platform and speed up the loan approval of financial institutions.
What's the interest rate for mortgage bank loans?
Buying a house by loan is a common choice now, mainly because the house price is on the high side, and not everyone can pay the full amount in one lump sum, so buying a house by loan becomes an inevitable choice. Buying a house by loan is generally to mortgage the real estate license to the bank, and the loan bank charges a certain interest. The applicant repays a certain amount of principal and interest every month. What is the interest rate of mortgage loan to the bank? Let's take a look with Bian Xiao.
1, Bank of China
The interest rate of mortgage bank loans is usually determined according to the length of the loan period. The housing loan interest rate of China Bank is 4.60% for less than one year, 5.00% for one to five years, and 5. 15% for more than five years. The interest rate of China Bank is adjusted according to the People's Bank of China.
2. Industrial and Commercial Bank of China
The housing loan interest rate of China Industrial and Commercial Bank is raised by 10% based on the benchmark interest rate, that is, the interest rate is 4.86% within six months, 5.3 1% within six months, 5.4% within 1 to three years, and 5.76% within three to five years and above.
3. Agricultural Bank of China
The housing loan interest rate of ABC is adjusted by 5%-20% on the basis of the benchmark interest rate, so the loan interest rate is about 4.35% for one year, 4.5% for one to three years, 4.75% for three to five years and 4.9% for five years or more.
4. China Construction Bank
The housing loan interest rate of China Construction Bank is 20% higher than the benchmark interest rate. The loan interest rate is 6. 1% for six months, 6.56% for six months to 1 year, 6.65% for three years, 6.9% for three to five years, and 7.05% for more than five years.