If you can withdraw the provident fund after the provident fund loan, you only need to meet the withdrawal conditions, but you should pay attention to the amount of withdrawal, and you can't withdraw it in full.
After using the provident fund loan, you can also withdraw the provident fund. Workers can apply for housing provident fund withdrawal from their units with the proof of withdrawal. After verification by the unit, an application for withdrawal shall be issued. Employees of centralized sealed households apply for withdrawal to sub-centers or management departments.
Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Funds, and liberalizing the provision that individuals withdraw provident funds to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency.
20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers.
From July 20 17 1 7, all housing provident fund management centers across the country will handle the transfer and connection of housing provident fund in different places through the platform according to the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. All housing provident fund management centers in China will be "networked" and handle the transfer and connection of housing provident fund in different places through a unified platform. According to incomplete statistics, more than 20 cities such as Beijing, Shanghai, Fuzhou and Guangzhou have been connected to the national housing provident fund transfer and connection platform.
On May 5, 20 18, Beijing Housing Provident Fund Management Center issued the Notice on Cancelling the Copy of Identification Materials as a Requirement for Withdrawing Housing Provident Fund and Handling Loan Business.
In July, 20021year, the 2020 annual report of the national housing provident fund was released. The annual housing accumulation fund supported 60,834,200 people to withdraw, and the average interest of personal mortgage could be saved by about 97,500 yuan. Support 1.22642 million people to withdraw from rental housing 1.885 1 billion yuan, up by 20.97% and 26.73% respectively over the previous year; Vigorously support the transformation of old urban communities. Support 0: 5 1 10,000 people to withdraw housing accumulation fund 2: 1 1 10,000 yuan for the renovation of old residential areas such as adding elevators.
Can I withdraw the provident fund after using the provident fund loan?
The balance after the provident fund loan can be withdrawn. Workers who repay the principal and interest of the house purchase loan can withdraw the balance of the provident fund, but they need to be verified by their units and issued with certificates. If an employee applies for housing provident fund with this certificate, the housing provident fund management center shall make a decision within three days.
legal ground
Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances, employees may withdraw the storage balance in the employee's housing provident fund account: (5) Repaying the principal and interest of the house purchase loan. Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.
Can I withdraw the provident fund after the provident fund loan?
After successfully handling the housing provident fund loan, you can withdraw the provident fund. Article 24 of the Regulations on the Management of Housing Provident Fund stipulates that in any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
For more information, can I withdraw the provident fund after the provident fund loan? Go to: See more.
Can I withdraw after the provident fund loan?
Under normal circumstances, after the loan, you can withdraw the provident fund. Please consult the local provident fund management center for specific policies. According to the provisions of Article 25 of the Measures for the Administration of Housing Provident Fund, if an employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures. Paragraph 1 of Article 26 stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. Measures for the administration of housing provident fund Article 25 The employee's withdrawal of the storage balance in the housing provident fund account shall be verified by the unit to which he belongs and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures. Article 26 The employees who have paid the housing provident fund in the first paragraph may apply to the housing provident fund management center for housing provident fund loans when purchasing, building, renovating or overhauling their own houses.