Look at the specific situation:

If you want to mortgage your house, you can't start a loan. Because the house bought by the loan is mortgaged to the bank and belongs to the bank, I have no right to mortgage the house that I don't belong to for the time being to others or the bank again.

If it's not a mortgage loan, it depends on whether your repayment ability can keep up. Because the loan applicant must open a settlement account in the bank where the loan is made, the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

Second, can I still borrow a mortgage after I have borrowed a commercial loan?

Yes, but when you apply for a mortgage, you need to calculate your venture loan liabilities. As long as you have enough solvency, it is no problem to apply for a mortgage.

3. Can I apply for a commercial loan after applying for a house loan?

As far as the situation is concerned:

1. The loan you applied for before has been paid off. You can apply for a second time, but the loan interest rate will be adjusted and raised.

2。 The loan you applied for before has not been paid off, so it depends on local policies. The normal current policy cannot be used again.

Fourth, if you have a house loan, can you still make a business loan?

If you want to start a business, pay attention to:

First, you should have clear entrepreneurial projects and a good market.

Second, you should have a certain amount of venture capital, because the loan amount is only part of the venture project, not all.

Third, you are already starting a business, not dreaming.

In your case, what is more important is whether your repayment ability can keep up!

The answer comes from: small loans are known.

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