Not to mention interest-free. It is difficult to get low interest rates. If your project has to consider the profit rate or even interest, I suggest you consider it carefully. Other banks are difficult. Only rural credit cooperatives can easily handle loans, but the amount is not very high. It can't exceed 50,000 at most, and postal services can also be provided if you need someone else to be your guarantor, and five rural households can guarantee it. It's also 30 thousand to 50 thousand, but the interest is also very high. Of course, it is very low compared with the lending outside.
Interest is at least 1.5%, and 2% is not outrageous. Because there are five cents to ten cents now. If the bank can't go, nothing else can go. Even if you get a personal loan, it is estimated that others will not believe you. So find a partner or family to invest a little.
The main reason is that the local tax is free for three years. Just consult the industrial and commercial bureau. However, in our Juxian county, the general unit does not need to register any big company, or it can start to report 0 local taxes and national taxes with acquaintances. Now most companies have a fixed business tax.
Bringing money is not the same as buying a van. As long as it is not in the bank, there is no problem. If you mortgage like that, you might as well pay the down payment directly when you buy a car and then pay in installments. It's simpler, and there's no benefit. Consult the 4s shop of the van brand you choose.
I'm from Juxian, and I graduated with you. As a fellow villager, I hope everything goes well with you.