Does the official card of China Construction Bank have to be returned in one lump sum when the repayment period comes? If not, only the minimum repayment amount will be paid. Is there any interest on the rest? Corporate cards are used in the same way as other credit cards of CCB. That is, there is a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, the consumer will be repaid in full according to the bill amount, and the consumer will enjoy an interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded. I saw an example of interest calculation in the "Frequently Asked Questions" on the credit card website of CCB, which made it very clear. Understand this and you will know how to calculate interest.

If Mr. Li's bill date is the 7th day of each month, the total payable amount of the monthly bill of 65438+10,000 yuan, and the bill details are10,000 yuan. Mr. Li repaid 8000 yuan on the due date. As he fails to repay the loan in full, the billing bank will deduct the interest 122 yuan in February, and the calculation method is as follows:

10000× 0.5 ‰× 22 (65438+1from October 5th to 65438+1October 27th * * 22 days)+2000× 0.5 ‰×12 (65433)