2345 Lending King was jointly launched by 2345 and BOC Consumer. The former is a domestic Internet listed company, and the latter is one of the first three companies in China to obtain the license of consumer finance company.

On the one hand, 2345 combines its own platform advantages, huge user base and long-term accumulated financial technology advantages to provide strong technical and data support for the 2345 loan king; On the other hand, BOC Consumer and 2345 realized efficient and accurate risk prediction by developing decision engine system, and built a real-time automatic loan processing platform, which greatly improved the efficiency of loan acceptance, approval and issuance.