The current benchmark interest rate: 6.4% for loans from three to five years (including five years) and 6.55% for loans over five years. Different banks in different cities set different floating standards, which can float by 65,438+00% to 70% on the basis of the benchmark interest rate (above refers to non-housing loans).

Calculated by the benchmark interest rate, 5 years (10 * 6.4% * 5+10)/60 = 0.22 million/month,10 * 6.55 */kloc-0+.

According to the current policy of commercial banks, the personal mortgage interest rate is higher than the benchmark interest rate, and the actual interest paid and the monthly repayment amount should be slightly higher than the above figures.