If the other party has been suspected of threatening, insulting or harassing, then you can collect evidence and call the police!

Note: The ordinary police will not accept it and will not file a case.

The reason is:

1. Online lending is a civil case and should be brought to court;

2, verbal threats, no actual action, so the police will not take further action.

In addition, the police must prepare the evidence, otherwise it is useless.

1, chat history

Step 2 record

The above two are the most important, and we must express our full willingness to repay. If the other party still insults and threatens, the police can stop it in time.

Warm reminder: Keep alarm records in time, such as taking photos and alarm documents, which in turn can deter collectors.

Second, report complaints.

1, the main complaint channel

1) Report SMS and phone bombing

2) Reporting telephone number: 0 10- 1232 1.

3) Click Bad Information Report on the city service pages of WeChat, QQ and Alipay.

4) Official WeChat official account and Weibo WeChat official account attention: 1232 1 reporting center.

2. Loan platform

Why does the other party violently collect money and contact the other party in turn?

If you apply for a formal loan platform, such as a bank financial institution, a licensed loan company, or a large P2P platform, it may be outsourced to a third-party collection company, so that you can collect evidence, contact the company and express your willingness to repay. It is suggested that it may be better to complain to the relevant departments if you violently collect money again.

Is it useful for online loan collection to harass family members?

There are two situations.

1. It's no use just because the family members are harassed by the collectors after the online loan is overdue, only text messages and phone calls. This is just a civil dispute.

Even if you call the police, the public security organ will not necessarily intervene in the investigation, and it is very likely that you will reject your report appeal on the grounds that it does not belong to the business scope. Even if you intervene, it is only a warning to the collection personnel, and it cannot be collected through illegal acts. It is best to solve it through the court. Of course, the collection staff will naturally not listen. Their aim is to collect money successfully. If you can achieve the purpose of repayment by harassing the borrower's relatives, it is naturally the best.

2. If the collection is carried out through violence, such as illegal detention, slander and abuse, physical conflict, etc. Then the nature is different. This has risen from a civil dispute to a criminal case. Calling the police is useful, but it is of little use. I don't know. Anyway, the public security organs have no reason to shirk.

After all, it is illegal to threaten personal and property safety by violent collection, which belongs to the jurisdiction of public security organs. After calling the police, the police uncle has the right to investigate and judge, and the purpose of calling the police is achieved. But if you call the police, you need to provide strong evidence. If you record the illegal behavior of collectors, then with this evidence, they will be punished by law.

Operating environment:

Apple 12, ios 14

Alipay version 10.2.3

Wechat version 8.0. 13

Computer: macbookpro mos 14

Google version 92.0.4515.131.