Here, from the difficulty of application, product characteristics and the speed of the next payment, we will introduce how the unsecured loan of China Merchants Bank is.
Application difficulty
The requirements for unsecured loans of China Merchants Bank are very simple, with only two items: (1) good credit record; (2) Stable economic income.
China Merchants Bank's application materials for unsecured loan: ID card, marriage certificate, real estate license, proof of address (water, electricity, gas, telephone or property management bill), proof of income (salary certificate, social security record, etc.). ) and proof of use.
It is not difficult to see from the above information that it is not very complicated to apply for an unsecured loan from China Merchants Bank. However, it is often high-end people who can get the loan review. Generally speaking, civil servants, doctors, teachers, etc. More likely to pass the audit.
There are only three conditions for China Merchants Bank to apply for unsecured loans, but not many people have reached it!
How much is the interest on the unsecured loan of China Merchants Bank? The secret of god's skill!
Product characteristics
The unsecured loan of China Merchants Bank can provide you with a loan of no more than 3 million yuan, with a service life of no more than 2 years. In terms of loan amount, China Merchants Bank's unsecured loans can meet the borrowing needs of most people. As far as the loan term is concerned, China Merchants Bank's unsecured loans are relatively long.
The next speed
China Merchants Bank's unsecured loans are much faster than mortgages. Car loans, etc. After you get the loan credit, you can apply at any time and use it at any time.
Generally speaking, China Merchants Bank's unsecured loans have the characteristics of high quota, fast payment and convenient handling, but the pass rate may not be high.