1. You need to go to the Housing Authority to cancel the mortgage. You need to bring home proof, mortgage cancellation application, second proof, proof of other rights, ID card and other materials. Evidence can be obtained within 3 working days after cancellation, and the holiday will be postponed. Judging from the current repayment situation, there are two main ways of loan settlement: one is normal settlement; The second is early resettlement. The former means that the borrower pays off the loan according to the contract; The latter means that the borrower pays off the loan in part or in one lump sum in advance. If the borrower needs to repay in advance, he must apply in advance according to the regulations of the handling bank, and can go through the formalities of prepayment only after approval.
2. Process of handling other certificates of immovable property rights: the applicant takes the above-mentioned relevant materials to the acceptance window of the accreditation hall of Pinghai Building, No.45 Pinghai Road, and the agent issues the Acceptance Form for Registration of Property Rights of Real Estate Transactions in Hangzhou (hereinafter referred to as the "Acceptance Form") to the applicant for collection; The applicant shall, after the date of receiving the certificate indicated on the acceptance form, bring the original acceptance form and identity certificate to the property right payment window and obtain the certificate at the property right issuance window. Those who fail the audit will be notified separately. Requirements for handling other certificates of immovable property rights: in line with the provisions of the Urban Real Estate Management Law, the Civil Code, the Regulations on the Administration of Urban Property Rights and Real Estate Registration in Zhejiang Province and the Measures for Housing Registration.
3. Article 402 of the Civil Law (effective as of 202 1, 1) mortgage registration of immovable property specified in Items 1 to 3 of Paragraph 1 of Article 395 of this Law or buildings under construction specified in Paragraph 5 of this Article. The mortgage is established at the time of registration. Other house ownership certificate application materials: the original application form for real estate mortgage registration in the city where it is located; The original record certificate of the municipal real estate archives; Publish a notice in the newspaper that the house ownership certificate is lost and invalid.