First, the self-employed loan application conditions

1. China citizen with full capacity for civil conduct, under 60 years of age (inclusive), with a permanent residence at the place where the loan bank is located, and with permanent residence or valid residence certificate;

2. The borrower and its business entities have good credit records and repayment willingness, and there is no record of default;

3. Good and stable operation;

4. (a) have more than one year of work experience, have a good work record in the business field, and the operating period is in principle more than one year (including one year);

5, with a stable source of income and the ability to repay the loan principal and interest in full and on time;

6. The product has market, benefit and good business prospect;

7. The business entities owned by the borrower and spouse (including individual industrial and commercial households, sole proprietorship enterprises and partnership enterprises) have no financing in the bank.

Second, the self-employed loan application materials

1. Original and photocopy of valid identity documents and marriage relationship certificates of the borrower and spouse;

2. The local permanent residence or local long-term residence certificate of the borrower and spouse;

3. For the business license of production and operation, provide the original and photocopy of the business license of the relevant administrative department;

4. Proof that the borrower's spouse promises to repay jointly;

5. Other materials required by the lending institution.

At the same time, if you need money urgently, it is recommended that you choose a big brand to make a loan, with transparent interest and fees, and at the same time ensure the security of your information. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua), and its positioning is to provide personal consumer credit services for the public and create an innovative model of consumer credit. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.