Description:

1. In China, the dishonesty list refers to the database maintained by public departments or trade associations such as courts and financial institutions to record the dishonesty of individuals or enterprises.

2. The loan owed is overdue debt, which is regarded as one of the bad credit behaviors.

3. Once the borrower fails to repay the loan on time, the borrower can put it on the untrustworthy list, and this information may be shared with other financial institutions and relevant partners.

4. The influence of the untrustworthy list includes but is not limited to: it is difficult to obtain more credit lines, the loan interest rate rises, it is impossible to apply for a higher-level credit card, and it is not employment.

The ways to restore credit usually include repaying debts and communicating with creditors, trying to solve the problem of arrears.

Summary:

Owning internet loans may lead to being included in the list of untrustworthy. It is very important to keep a good credit record, and it is very important to abide by the loan agreement and repay on time to maintain personal credit.

Extended data:

The untrustworthy list is an important credit supervision tool in China, aiming at establishing and perfecting the market credit system. Specific operational details and impacts vary from region to region and from institution to institution. Borrowers are advised to know the relevant terms in detail before signing the contract, and consult professionals to obtain more accurate legal and credit advice.