Hello, if it is a commercial loan to buy a house, the loan amount depends on how much down payment you have to pay, and the rest is the loan amount; If it is a provident fund loan to buy a house, calculate the loan amount according to your account balance and monthly deposit.

1. Not higher than the loan amount calculated according to the individual housing provident fund deposit.

The calculation formula is: account balance ×8+ monthly deposit × months from retirement age.

2. Not higher than the maximum amount of personal housing provident fund loans.

1 person applies for individual housing provident fund loan with a maximum amount of 600,000 yuan.

Two or more people buy the same set of self-occupied housing and apply for individual housing provident fund loans. The loan amount is the sum of each applicant's loan amount, with a maximum of 6,543,800 yuan.