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Bank inclusive loan quota allocation principles

Personal income, credit and debt situation will be used as the main reference.

The loan amount provided by Ping An Puhui ranges from RMB 10,000 to RMB 300,000. Banks mainly provide different loan programs with reference to the situation of the borrower or applicant. Generally, multiple loan programs are provided, and the loan amount corresponding to each loan program will be different. The main factors that affect the loan amount include personal income, personal credit, and personal debt level.