2. A 45-square-meter house can be loaned by CCB. Banks are reluctant to lend to small areas, but it is not impossible to lend.

3. Every bank can issue housing loans, which does not depend on your scale, but on the real estate license. If you have a real estate license, you can get a loan.

2. If it is a second-hand house, the intermediary company will lend money. If it is a new house, the developer will lend money, and it is more troublesome for individuals to apply for housing loans at the bank.