165438+1October 25th, the implementation of individual pension will be carried out in 36 pilot cities or regions such as Beijing, Shanghai, Guangzhou, Xi and Chengdu. Personal pension means that the user opens a personal pension account, and the maximum annual payment is 1.2 million yuan. The paid funds can be used to purchase savings deposits, wealth management products, commercial endowment insurance and Public Offering of Fund, and after retirement, you can also receive funds from your account for providing for the aged. So which bank does the individual pension account open? Let's get to know each other.

In which bank does the personal pension account open?

According to the news, the first batch of 23 banks were qualified for individual pension accounts, including Industrial and Commercial Bank of China, Agricultural Bank, China Bank, China Construction Bank and Bank of Communications; China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Zheshang Bank, China Bohai Bank, Industrial Bank, Ping An Bank, China Guangfa Bank, hengfeng bank and other 12 joint-stock banks; Bank of Shanghai, Bank of Jiangsu, Bank of Beijing, Bank of Bank of Ningbo and Bank of Nanjing.

These banks can open personal pension accounts. After opening an individual pension account, users can pay the funds into the account. The funds in the user account can be used to invest in financial products. Up to now, in addition to banks, there are 1 1 wealth management companies, 14 securities companies, 7 independent fund sales organizations and 6 insurance companies, among which insurance companies have also announced specific exclusive commercial pension insurance products.

It should be noted that after the personal pension account is opened and paid, you must reach the age of receiving basic pension or completely lose your ability to work, settle abroad and meet other circumstances stipulated by relevant laws and regulations before you can receive personal pension.