1. Weibo Borrowing Money is a credit service product of Sina Weibo. Docking with the central bank's credit information, the repayment of relevant loans will be submitted to the central bank for credit information, leaving a record in the personal credit information report.

2. Lenders who borrow money in Weibo are basically banks or some licensed consumer financial institutions, so the security of funds is relatively high.

3. Applying for a loan in Weibo needs to be audited by the platform system. Only when the comprehensive evaluation reaches the standard can the loan be approved.

To successfully borrow money in Weibo, you must meet the following conditions:

1. The applicant is at least 18 years old and not more than 60 years old, and is a citizen of China with full capacity for civil conduct;

2. Non-school students;

3. Have a mobile phone number registered in real-name registration system;

4. Personal credit is good, and there is no bad record or serious negative information in the credit report;

5. Have a legal and stable source of economic income and the ability to repay the principal and interest of the loan on time.

Users who meet the above conditions can apply for loans by providing their second-generation ID card, real-name registration mobile phone number and bank card in their own name. If you can't borrow it, it may be because:

1, the age does not meet the requirements.

Minors are forbidden to apply for loan products, and only adults with full capacity for civil conduct can apply for loans.

2, is the identity of students at school.

Students had better not borrow money. If they need money badly, they can go to the bank for consultation.

3. The account has no real-name authentication.

Try to borrow money after completing the real name authentication of the account. You should be able to borrow it as long as your credit status is good.

4. Personal credit is bad

Patiently cultivate credit, accumulate more good records, and reapply for loans after personal credibility is improved.

The debt in your name is too high.

Find a way to pay off the debts in your name. If you can't finish it for a while, pay it back as much as possible, so as to reduce your personal debt ratio and then apply for a loan.

6. The platform loan funds are tight.

Generally, the quota will be refreshed at 0: 00 every day. Users can apply early the next morning. If they still can't get the loan, it is suggested to postpone the loan for 30 days before trying it (be careful not to operate the loan frequently, otherwise it will increase the possibility of loan rejection).