Credit loans do not need collateral such as real estate, and banks issue loans according to personal credit conditions.
Credit loans need the basic information you provide:
Identification certificate of the applicant
Personal credit report
The salary card has been flowing for nearly 6 months.
Other personal certificates required by the lending institution.
The amount of credit loan depends on your salary and business form. State-owned enterprises have a wage stream of 20 times, while enterprises have a wage stream of 10 times.
If you have any questions, you can go to Baidu Wallet Help Center for details: TTP://co.baifubao.com/content/payhelp/Cai Li/FAQ/2014-04-24/1402895776.html.