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How to apply for a mortgage? I am a regular employee of a public institution. My monthly income is 2500. I want to borrow 250 thousand to buy a house. Now I have 40 thousand yuan in my hand
Now the loan is generally 50% or 30%. Of course, it is not excluded that there are businesses engaged in activities. The kind with a down payment of tens of thousands of yuan.

50% down payment. Your down payment must be 1.3 million, and the loan is 1.2 million. Because so far, the loan can only reach 10 thousand, not thousands.

The monthly repayment depends on your loan life. If the loan is five years, one month 12300 yuan. If the loan is for 20 years, it will be about 900 a month. But the longer the loan term, the higher the interest.

Do your best.

When you take out a loan, the bank will ask your company to issue a certificate, as well as your personal income. Personal income can be appropriately increased, which is conducive to loans. Just tell the people at work about it. No real estate mortgage.