1. First, determine the model you want to buy. Although most models can be staged now, some models can't, so you need to ask the 4S shop in detail before buying a car to see if the car you want can be staged.

2. Then calculate the down payment. You also need a certain down payment in installments, generally not less than 20% of the car price, and not less than 30% in some areas. This must be asked clearly. 654.38+ 10,000 yuan to buy a car requires a down payment of 20,000 to 30,000 yuan. Segmentation means that the rest of the car is segmented.

3. There is also the calculation of interest and monthly payment. This can be worked out for you directly by the people in the 4S shop. Usually, the longest period of car installment is 2 years, and the interest rates of different banks may be slightly different, so you must let the sales staff make it clear before signing the contract.

Pay attention to ask if there are any additional conditions. Although some 4S stores can do staging and the interest rate is relatively low, there will be additional conditions at the same time, for example, the insurance of new cars in the first year must be all-insurance, and they must be insured in 4S stores. These must be asked clearly.

Finally, provide relevant documents, sign the contract, pay the down payment and pick up the car. Need to provide ID card, driver's license, salary bank flow, etc. Individual 4S stores may also need proof of income to prove that you have repayment ability, then sign a contract, pay a down payment after approval, and then you can pick up the car.