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Can I use WeChat to repay the loan in JD.COM?
1. Can I use WeChat to repay JD.COM's IOU loan?

At present, JD.COM White Loan does not support WeChat repayment for the following reasons: 1. JD.COM has its own online payment system, namely Jingdong Payment.

2. The IOUs business is owned by JD Finance, and the IOUs repayment for shopping in JD.COM is different from the direct payment by WeChat. 3. You can't use WeChat to repay the IOUs, but there is a way to bind the small white card issued by JD.COM IOUs with IOUs. JD.COM Baitiao is the first Internet consumer finance product in the industry. "Pay first, then pay later", enjoy a maximum interest-free period of 30 days and a maximum of 24 installments. Log in to Baitiao official website or Jingdong Financial APP- Baitiao, and you can enter the page to apply for activation independently. JD.COM mall users are eligible to activate the "white note" for mall consumption. “JD。 COM IOUs is a brand-new payment method of "consumption first, payment later" introduced by JD.COM. When you pay with IOUs on JD.COM website, you can enjoy a deferred payment period of up to 30 days or up to 24 installments. It is the first Internet consumer finance product in the industry. : The repayment method of JD.COM IOUs is 1. If it is not installment payment, JD.COM IOUs can postpone payment after 30 days, and will not generate any interest rate. The installment service can be divided into three phases, six phases, 12 and 24 phases. The rate standard is 0.5%- 1.2%, and the penalty rate is 0.05%/ day. 2. Repayment can be made through mobile phone Jingdong Finance PC terminal and client, Jingdong wallet client and IOUs official website. : JD.COM's white stripes.

2. Can I get a loan with WeChat?

Wechat can lend, such as micro-loan, which is a kind of micro-loan that can be directly loaned through WeChat. The application process of micro-credit is mainly as follows: open WeChat software-click on my page-find wallet-find micro-credit and borrow money, and click on the application for micro-credit loan. Wechat is a free application launched by Tencent on 2011110 to provide instant messaging service for smart terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Wechat was planned and launched by Shenzhen Tencent Holdings Co., Ltd. on 20 10 and 10, and was developed by the product team of Tencent Guangzhou R&D Center. The team led by team manager Zhang Xiaolong has successfully developed Internet projects such as Foxmail and QQ mailbox. Ma, president of Tencent, confirmed the name of the product as "WeChat" in the email of product planning. Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, it can also use service plug-ins such as "Shake", "Friends Circle", "Public Platform" and "Voice Notepad" by sharing streaming media content and location-based social plug-ins. By the second quarter of 20 16, WeChat had covered more than 94% of smartphones in China, with 806 million monthly active users, covering more than 200 countries and more than 20 languages. In addition, the total number of WeChat public accounts of various brands has exceeded 8 million, the number of mobile application docking has exceeded 85,000, the advertising revenue has increased to 3.679 billion yuan, and the number of WeChat payment users has reached about 400 million. Wechat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content seen by users to WeChat circle of friends. From June 5438 to February 2020, WeChat on iOS was updated to version 7.0.20, and at the same time, a "WeChat Bean" was added to the profile page. 202 1, 1, 2 1, WeChat updated to version 8.0. In July, 20021year, in the latest version of 8.0.8, WeChat can not only log in to mobile phones and PC/Mac devices at the same time, but also add the function of logging in to tablet devices at the same time, which means that tablet devices are logically at the same level as mobile phones and computers in the use of WeChat, and the number of devices that users can log in at the same time has reached as many as three. 165438+. On the WeChat user complaint page, "fans have no bottom line idolization behavior" has been added.

3. Can I apply for a loan on WeChat?

Sure!