Legal analysis: the pre-application of student-origin student loan is: the loan qualification of "prospective freshmen" in colleges and universities. The key targets in the pre-application of student-origin student loan are: graduating students from ordinary high schools and secondary vocational schools, students from low-income families, students from families with financial difficulties who have set up files and established cards, and disabled students with financial difficulties. On the one hand, the pre-application of student-origin student loan is to reduce the pressure on the qualifications of loan students during the process of student loan, on the other hand, it is to provide convenience for the "prospective freshmen" who apply for pre-application of student-origin student loan. The "prospective freshmen" in colleges and universities who pre-apply for student-origin student loans can directly enter face-to-face to sign loan contracts when they need to apply for student-origin credit student loans after entering the school.

Legal basis: Regulations on the Administration of National Student Loans (for Trial Implementation)

Article 1 The national student loan is applicable to full-time junior college students with real financial difficulties in institutions of higher learning (hereinafter referred to as schools) in People's Republic of China (PRC) (excluding Hong Kong Special Administrative Region, Macao and Taiwan Province Province).

Article 2 The national student loan is an important form to help students with financial difficulties pay their tuition and daily living expenses during their school days, support education by means of financial assistance, and help students with financial difficulties complete their studies.