Wechat micro-loan is a personal online credit loan product provided by Weizhong Bank to WeChat users, so its security is relatively high. Weizhong Bank is an Internet private bank approved by the Bank of China Insurance Regulatory Commission and supervised by the China Banking Regulatory Commission. It has a formal banking license. Therefore, the security of WeChat Xiaomi Loan is guaranteed. In addition, the interest rate of WeChat micro-lending complies with laws and regulations, and there will be no illegal acts such as usury. At the same time, the application process of WeChat Xiaomi Loan is relatively simple, and only identity authentication and mobile phone number verification are needed. However, any financial product has risks, and WeChat Xiaomi Loan is no exception. Therefore, users are advised to be vigilant and make careful decisions when using WeChat Xiaomi loan to avoid losses. If in doubt, please consult the customer service staff of Weizhong Bank.