The lender's loan is used for tuition and fees and living expenses of overseas students;

The lender's age should not exceed 55 on the loan maturity date.

Materials for applying for study abroad loan:

My valid identity certificate, show my original passport and provide a copy for the record;

The admission notice of the school, as well as the proof materials of the total tuition and fees required by the students during their study period issued by the school; If the loan is issued according to the academic year, you should show the tuition and fees certificate for the next year before the end of each academic year.

If the property is mortgaged or pledged, a list of mortgaged property and pledged property and a letter of commitment or statement signed by the person who has the right to dispose of the property (including the property owner) shall be provided. For the mortgaged property, submit the value evaluation report issued by the relevant department and the insurance documents of the insurance department; for the pledged property, provide the right certificate.

Precautions:

1, indicating the purpose of the loan.

When a friend who goes abroad applies for a loan for studying abroad, the applicant must clearly state that the purpose of the loan is to study abroad.

2. Need to prepare an English version of the loan contract.

At present, many banks provide loan services for studying abroad, but not all banks can provide English versions of loan contracts for studying abroad. This is also what customers need to pay attention to when handling the loan procedures for studying abroad. If there is no English version, visa application may be a bit troublesome.

3. Pay attention to your integrity

When you apply for a loan for studying abroad, you should check your integrity. Banks can know the borrower's integrity by querying the credit records. Honesty is very important in studying abroad.