You can't. Apply for a housing loan!

Second, do you have to pay a down payment for a loan to buy a house?

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3. Is it necessary to pay a down payment for a loan to buy a house?

A loan to buy a house requires a certain down payment, which is limited by the local housing policy, generally 20%-50%, mainly because the funding agency aims to reduce the repayment risk. However, many people can't afford the down payment for buying a house. In principle, the down payment of mortgage loans cannot be used, and other types of loans provided by banks clearly stipulate that the loan amount cannot be used for buying a house.

If you can't afford a down payment on a house with a loan, you'd better not take a loan. After all, the pressure of monthly supply after the loan is relatively high. If the down payment is also a loan or a loan, then the economic pressure of the borrower can be imagined.

4. Do I have to pay a down payment for the interview?

The normal loan process is to pay the down payment before lending, because the bank will handle the loan formalities for you only if you know that you have the ability to pay the down payment. When you sign in person, the bank will ask the buyer and the seller to sign the "down payment receipt certificate".

To get a loan is to get a formal purchase contract, and this contract has been filed with the real estate bureau. You can only go to the real estate bureau for the record after signing it yourself.