5%。 The mortgage interest rate of shops in Guangzhou is determined according to factors such as the market interest rate and the credit situation of lenders. The interest rates of different banks and financial institutions will be different, and the interest rate of mortgage loans of shops will be higher, generally above 5%. The specific interest rate needs to be determined according to your specific situation, including loan amount, loan term, repayment method, collateral value and other factors. It is suggested that when you choose a bank or financial institution, you can compare the interest rates and conditions of different institutions and choose the most suitable loan scheme. You also need to pay attention to the terms and expenses in the loan contract to avoid unnecessary economic losses.