Let me talk about it. I have several particularly annoying relatives who borrow money from me almost every month. I have a thin face and can only lend it to others. But asking for money at the end of the year breaks my heart. I don't know how to say this. Fortunately, I have a reliable friend who taught me a few tricks. Still useful. Now let me share it.
1, remind each other.
It is natural to pay back debts. You are willing to lend a helping hand when your loved ones are in trouble. This is a mutual affection. If you have no money, it is your responsibility not to borrow it. There is no reason for anyone to borrow money from others. Just because they are relatives, sometimes they borrow even if they tighten their belts. After all, I still don't want to refute the face of my relatives. But if relatives don't pay you back, you should remind them. For example, in front of relatives, I said, "Others lent me 20,000 yuan, and I haven't paid it back for five years. What do you think of such people? I don't know what to do, please think of a way for me. " Let relatives know that it is necessary to pay back the money by reminding them from the side. After all, no one's money is blown by the strong wind, and I believe your relatives will return it to you.
Step 2 find a middleman
Brothers have to settle accounts, let alone relatives. After all, they are still some distance from you. For those relatives who are worthy of communication, you can get along well, but for those relatives who are not worthy of communication, there is actually no connection, because relatives are also good or bad. When you meet that kind of "iron cock" who doesn't pay back the debts, you need to make an example. Find a middleman who is familiar with the relatives who borrow money. You can complain in front of this middleman, lend money to others kindly, and it's really sad not to pay back the money in the end. Therefore, you can list more debtors. Under normal circumstances, the middleman will feel wronged for you and even stand up for you.
3. You borrow money from each other.
Relatives lend you money and don't pay it back, so you look for opportunities to borrow money from each other. For example, if you want to buy a car or make some other investments, you don't have enough money. See if your relatives have spare money. After you borrowed money, you don't worry about paying it back. When relatives can't sit still and ask you for money, you say that relatives borrowed their own money before, which just offset it, and no one owes anyone. At that time, I believe that relatives will feel a little embarrassed.
If a relative forgets, you can help him remember. In short, don't squander your hard-earned money. If you always think that your relatives are very important, you can let yourself be wronged, but if you keep doing this, your relatives will think you are easy to bully. You should understand that respect is mutual. Don't compromise blindly and put yourself in an awkward position.
It's really chilling to meet relatives who owe money and don't pay it back in life. You lent money out for family. Finally, when you pay back the money, your relatives become uncles. If you make a mistake, you will be ridiculed by those relatives, and finally hurt your relatives, because you lend not only money, but also family. When you borrow money, you also need to distinguish your personality. You lend money to each other when you know they are hooligans. At that time, you could only suffer.
I have personally tested the above three tricks, and the results are all croaking. If your relatives pretend nothing happened after borrowing your money, you might as well try these three tricks.
What should I do if someone keeps dragging their feet on borrowing money?
If others have been dragging their feet, creditors can beg for it in the following ways:
1. Negotiation method: If others owe money and don't pay it back, they can negotiate repayment by installments after the agreed repayment period expires. This method is convenient, but it can't guarantee enforcement.
2. Litigation: If no agreement can be reached, the creditor can bring a civil lawsuit to the court with evidence such as ID card, complaint and IOU. If the court decides the other party to pay back the money, and the other party still fails to pay back the money within the time limit stipulated in the judgment, the creditor may apply to the court that made the judgment for compulsory execution within two years from the date of expiration of the time limit for performance of the court judgment. This method can ensure execution, but it takes a long time.
3. Payment Order: Creditors can also directly apply to the court for a payment order to recover the arrears. This method is low in cost, but easy to fail, and then resort to litigation.
legal ground
Article 123 of the Civil Procedure Law stipulates that the people's court shall guarantee the right of prosecution enjoyed by the parties according to law. A lawsuit that conforms to Article 119 of this Law must be accepted. Those who meet the conditions for prosecution shall file a case within seven days and notify the parties concerned; If it does not meet the conditions for prosecution, it shall make a ruling within seven days and refuse to accept it; If the plaintiff refuses to accept the ruling, he can appeal.
How to ask people with high emotional intelligence for money
How to ask for money with high emotional intelligence;
1, you can send short messages to people who owe money. If you are embarrassed to ask, you can actually send a short message, which can fully reveal your current economic difficulties, but this method can't, and it is definitely not as expressive as direct debt collection.
You can talk about this problem in a subtle way. When talking to people who owe money, you can say that you are short of money recently and your life is not very good. For example, you are about to take out a loan. Of course, you must be as subtle as possible when you speak, and don't ask people to pay back money too obviously. The main purpose is to remind people who owe money to borrow their own money.
Want to know more
My sister lent me 34 thousand and didn't pay it back
I almost forgot that you borrowed money from your brother and sister for eight years, and the possibility of coming back is not high. If you want it, she will think you are cold and even ask for your sister's money.
You can't lend her money in the future. You can return the last one first if you like.
My ten dollars plus ten dollars for my brother, ten dollars for my sister, and 970 yuan to buy shoes.
It's been eight years now, so I guess he won't pay you back. Even if you tell him, he will pretend not to know. Forget it. Be careful next time.
Your sister sent you money. You really need money. You can tell your sister that you can't hurt family harmony because of money. Lend me 20 thousand, which I haven't paid back for years. I called her a while ago and told her that I needed money badly now. Should I ask her?
I still want to tell her this, but I can't help it if I need it urgently.
My aunt lent me 20 thousand yuan, which has not been paid back for several years. I called her a while ago and told her that I needed money badly now. Should I ask her? Ask what you should and forget what you shouldn't ask. You need money for her to give it to you in a hurry. You can borrow two more from her.
My aunt lent you 20 thousand for several years and didn't pay it back. I called her a while ago and told her that the money was badly needed now. You should ask her. Borrowing money is not a gift. If you borrow it, you must return it. It is natural to take and get.
You must ask her. It's been years. Who can't save enough for 20 thousand yuan? In this case, she may not return it to you on purpose, so you should take the initiative to ask.
Well, if you are in a hurry to use money, of course you can ask him for it. It has been borrowed for many years. Why him?
If you really need money.
I'd better mention it to my aunt
Then she will pay back the money as soon as possible.
Although it's embarrassing to urge money.
But this is yours in itself.
Now wait for the money.
You can't focus on anything else.
You shouldn't take the landlord's emergency money now. You should, after all, say that your relatives gave you money, but you haven't paid it back, so borrow it again.
It is only natural to pay back debts. If you have any needs, you should clearly express them to her. Not sneaking around like a thief.
Since I said hello to her some time ago, I can ask her again now. Maybe she will give it to her.
If my aunt hasn't paid you back the 20 thousand yuan she borrowed from you for several years, you should call him for it, because relatives are the same. Since you borrowed money, you have to pay it back. After all, making money is not easy. If someone refuses to repay by sending a reminder to the other party or negotiating, they can prepare relevant evidence and bring a lawsuit to the court. After the court decides that the other party still refuses to repay the loan, it may apply for compulsory execution. If the other party refuses to execute the judgment, it will bear criminal responsibility. Legal basis: Article 196 of the Guarantee Law is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. Article 206 The borrower shall repay the loan within the agreed time limit. If the loan term is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 61 of this Law, the borrower may return it to the lender at any time, and may urge the borrower to return it within a reasonable period.
How to ask people to pay back money on WeChat?
How to euphemistically ask others to pay back money on WeChat?
How to euphemistically ask others to pay back money on WeChat? As the saying goes, it is not difficult to borrow again. In fact, we can often see the situation of borrowing money and not paying it back in our lives. There are many reasons for this. How to euphemistically ask others to pay back money on WeChat?
How to ask others to pay back money on WeChat 1
to pay off a debt
The most intuitive way is to tell the other party by typing that it is time to pay back the money, and the other party will pay off the debt when they know it.
Opposite wechat
If there is a loan, take a photo of the loan and send it to the other party's WeChat, and the other party will pay off the debt.
Forgot to pay back the money
The other party didn't forget to pay back the money, but deliberately didn't. You can tell the other party that you will take legal measures if you don't pay back the money, and the other party can pay back the money.
Attend the trial
If the other party still doesn't pay back the money, it can send a proof of prosecution through WeChat to inform the other party to prepare for the trial.
Wechat clear sentence
1, borrow money to smile, and pay back the money like Yamaraja.
2. Borrow money to see friends and pay back money to see character.
I haven't seen the pound before, and I haven't seen the dollar since.
4. At the end of every year, I will experience a collection difficulty.
5. It is difficult to collect accounts. All the people who want to pay are grandchildren.
6. It takes 4 days to collect accounts, so it is difficult to collect accounts.
7. Look at people's hearts when borrowing money, and look at people's character when paying back money.
8. Ask the debtor, but there is no money.
9. Paying back the money is also a reason to say goodbye.
10, borrow money to see people's hearts, and pay back money to see people's character.
1 1, there is no door to study, and I am so lonely that I cry like rain.
12, do you know, do you know, I am thinner than Huanghua.
13, I crossed the mountains and rivers, but I couldn't get my debt back.
14, it is natural to pay back debts, and people can be poor.
15, it's grandpa who owes money now.
16, debt collection is as difficult as Mount Everest.
17, it is difficult to get an account, it is difficult to get an account, and there is no money to develop.
18, the poor who are not afraid of debts are afraid of heroes who collect debts.
19, you played hide-and-seek with me, and you didn't discuss it when you met Lao Lai.
20. It is difficult to get rid of the bubble economy every year.
How to euphemistically ask others to pay back money on WeChat 2
How to gently urge people to pay back the money?
1, how to euphemistically urge people to pay back the money. The first trick: cleverly pressure to urge money. It is not easy to tell each other with the red face strategy, but your family, lover or parents often encourage you to recover the money you owe. If delayed, it will lead to family disharmony;
2, how to euphemistically urge people to pay back the second trick: side reminder to pay back the money. Find a friend who doesn't want money. We are all proud people, so we can't help but pay back the money if we are polite and embarrassed.
3. How to gently urge people to pay back the money? The third measure: send a circle of friends to urge them to pay back the money, send it to a circle of friends who are short of money recently, and casually remind them to pay back the money. This polite and embarrassing way of urging them to pay back the money reminds friends gracefully without losing face;
4, how to euphemistically urge people to pay back the fourth measure: SMS to urge money. Send text messages to exaggerate their recent economic pressure. Urging you to pay back the money in this polite and embarrassing way shows that I am not urging you to pay back the money, but I am forced by reality, and I have no choice.
5, how to euphemistically urge people to pay back the fifth measure: consumer intelligence transformation to urge money. Ask him to borrow money from a similar place or take him shopping directly. When I paid the bill, I said I forgot my wallet, and the mobile phone WeChat had no money. Ask him to pay back the money for you, and politely and embarrassedly urge him to deduct it from the money he borrowed last time.
6, how to gently urge people to pay back the money. People should adopt different methods. The most important thing to urge friends to pay back money is to be afraid of losing face and take care of each other's feelings. Familiar people can also directly tell him that he is short of money and ask him to pay back the money, even if he pays part first and the rest later. Generally speaking, as long as you are not very poor, you will pay back a little. For a person who pretends to sleep and never wakes up, it is necessary to collect evidence and sue for repayment through legal means.
How to euphemistically ask others to pay back money on WeChat 3
How to tactfully remind the other party to pay back the money
The lack of money in the circle of friends,
And set it to be visible only to him.
Change the head of the word "pay back the money",
Chat with him every day and praise his circle of friends.
Poetry: It's a nice day today.
Look at that cloud. Does it look like Yuan You owes me $22,800?
Retreat for progress: Did you spend enough money last time?
Do you want me to lend you another 200 dollars?
Forward this WeChat to him.
If all the above methods are ineffective
The other party "sneaked away with oil on the soles of their feet"
Steady! Don't panic.
Even if he fled "thousands of miles away"
Can't escape the "Wuzhishan" of the police.
Case restoration
"The old mother is waiting for money on the operating table and will pay it off within three months."
Mr. Zhou is the manager of a hotel in Dongli District of this city. 2065438+At the beginning of June 2008, employee Sun Mou suddenly borrowed 5000 yuan from his mother on the grounds that she was undergoing surgery. When the subordinates encountered difficulties and treated their elders, Mr. Zhou could not refuse and agreed.
Other colleagues around me have also encountered the situation of "borrowing money".
Knowing that the Sun family was in trouble and the old mother was waiting for help on the operating table, the kind colleagues did not doubt and extended a helping hand. In this regard, Sun promised to pay off within three months.
"There is no news, suspected run! I may have been cheated! "
After borrowing a total of 22,800 yuan, Sun suddenly disappeared in the middle of the night and his mobile phone stopped working. At first, everyone thought that the other party was going to the hospital to take care of his mother, and they didn't think much, but after a long time, Mr. Zhou and others vaguely felt that something was wrong.
Sun, who was suspected of "running the road", never contacted anyone again! Considering the possibility of being defrauded, Mr. Zhou and several colleagues went to the Zhang Gui Zhuang Police Station of Dongli Branch of the Public Security Bureau to report the case for help.
"It seems that' out of thin air' will definitely be arrested one day."
After receiving the report, Zhang Gui Zhuang Police Station immediately assigned capable police officers to investigate, and made a special trip to the other party's hometown according to the information left by Sun at work. After investigation, Sun's mother has not been ill in recent years, and Sun has not been back to his hometown for at least two years. According to the information, the police decided to pursue Sun online on suspicion of fraud.
From 20 19 to 10, after careful investigation, the police of Zhang Gui Zhuang police station found the trace of Sun's activities in Jiangxi and asked the Jiangxi police to assist in the arrest.
2019165438+127 October, Sun evaded the police and surrendered himself to the local police station.
On February 2, 65438, Sun was escorted back to Tianjin.
After interrogation, the suspect Sun owed more than 50,000 yuan on his credit card due to excessive consumption. If he doesn't return it in time, there will be overdue consequences. In order to pay back the credit card, he made up lies to win the trust of leaders and colleagues, then put oil on his feet and went to work in Jiangxi to start a new life. At present, Sun has been criminally detained by Dongli police according to law, waiting for further processing.
Police reminder
Public security organs are mainly responsible for criminal cases and public security cases. Most of the arrears are civil disputes, which are not within the jurisdiction of the police. The police can't intervene in civil cases by criminal means.
However, if one party defrauds others of property in the name of borrowing money, it may constitute a crime of fraud, and then the police can deal with it. For most loan cases, it is difficult to call the police, and the parties can only protect their legitimate rights and interests through litigation.