At present, Hainan Island implements the island-wide house purchase restriction, and foreigners who want to buy a house in Sanya must meet the local purchase conditions. Because it is not a local account in Sanya, you must pay social insurance in Sanya for more than one year before buying a house. If you don't pay social insurance, you can also pay personal income tax to meet the conditions of buying a house in Sanya. Moreover, buying a house in Sanya is divided into buying a house by loan and buying a house in full. If you buy a house with a loan, you will definitely be restricted by some loan policies. According to relevant public information, if there is no mortgage in other cities, you can enjoy the floating point of 10% interest rate when applying for housing loan.