Due to the large number of existing personal housing loans in our bank and the system’s deduction time span, in order to avoid affecting the customer’s credit record, the repayer should follow the provisions of the “Personal House Purchase Guaranteed Loan Contract” and pay each Deposit enough money to repay the principal and interest of the current loan before 17:00 on the repayment date. If the funds in the repayment account are insufficient to repay the principal and interest of the current loan, in principle, it will be treated as overdue. Please contact the lending bank for details.

For example: If the 20th of each month is the repayment date stipulated in the contract, then you need to deposit the current loan principal and interest into the repayment account before 17:00 on the 20th of that month. (If you deposit the principal and interest of the current loan into your repayment account on the 20th, and the repayment time is late, the system may not deduct the payment.)

After the loan is repaid , the system automatically deducts the payment on the repayment date. Under normal circumstances, the head office shuts down before 21:00 in the evening. After the shutdown, the system will no longer deduct the payment.

After the deduction fails on the repayment day, it will continue to be deducted at the end of the next day and after the next day, as much as possible (some branches have a minimum deduction amount, such as 500 yuan). Until all overdue balances are deducted.