You can also withdraw the provident fund when renting a house. According to Article 24 of the Regulations on the Management of Housing Provident Fund, if the rent exceeds a certain proportion of family wage income, it can be withdrawn. Therefore, as long as you rent a house for self-occupation, you can withdraw the provident fund.

Housing accumulation fund extraction process

1. If you want to withdraw the provident fund, employees must first apply to the unit, and the unit will review the relevant certificates submitted by individuals. In line with the extraction conditions, the unit shall fill in the "Approval Form for Individual Extraction of Housing Provident Fund" and affix the reserved seal.

2. The handling personnel of the unit or individual employees carry the original, photocopy and relevant certification materials of the Approval Form for Individual Withdrawal of Provident Fund to the Provident Fund Center (hereinafter referred to as the Provident Fund Account Opening Center) for approval. After the approval and entry of the provident fund center, the special seal for approval of provident fund will be stamped on the Approval Form for Individual Withdrawal of Provident Fund filled out by the unit.

3. The handling personnel of the unit or individual employee can handle the transfer business with the Approval Form for Individual Withdrawal of Provident Fund approved by the Provident Fund Center and the Transfer Certificate of Housing Provident Fund Management Center filled in and signed by the unit. The provident fund center will transfer the housing provident fund applied by employees to its basic settlement account, and the unit will take it out and distribute it to employees.

Extraction conditions of housing provident fund

1. Purchase, build, renovate or overhaul the owner-occupied housing with ownership.

2, the termination of labor relations with the unit for more than one year without re employment.

3. Retired.

4. Total loss of working ability or severe disability is one of the common situations, and the labor relationship with the unit is terminated or terminated.

5. Settle abroad or settle in Hong Kong, Macao and Taiwan.

6. Repay the principal and interest of the loan for owner-occupied housing.

7. The monthly rent of the rented house exceeds 15% of the family's monthly salary.

8, migrant workers and units to terminate (terminate) labor relations.

9. The employee dies or is declared dead.

10, enjoying the minimum living guarantee or special hardship relief for urban residents.

1 1. Employees and family members have accidents due to major diseases, or major injuries have caused difficulties in family life.

12, family life is seriously difficult due to natural disasters or other emergencies.