With the increasing phenomenon of enterprise financing, financial credit and commercial credit have attracted the attention of financiers. In order to ensure the smooth progress of financing, most people will guarantee it. So, what matters should be paid attention to in financing guarantee? According to the relevant regulations, when making financing guarantee, we should pay attention to the conditions of enterprise guarantee and the preparation of specific materials for applying for guarantee. First, what matters should be paid attention to in enterprise financing guarantee? (1) What conditions should an enterprise guarantee meet? 1. The enterprise must be a legal entity. 2. The enterprise has an operating profit record of at least 1-2 years, and its financial statements have been audited. 3. The financial indicators of the enterprise reflect the strong solvency. 4. At present, the enterprise is in good operating condition, and it is estimated that the sales revenue and profit are enough to support the repayment of principal and interest when due. 5. The purpose of the secured loan applied by the enterprise is true and the amount is appropriate. 6. Enterprises should be prepared to provide necessary counter-guarantee measures, such as movable property, immovable property, marketable securities, low equity and pledge. (2) What documents does the applicant need to provide? 1. application for entrusted guarantee; 2. Copy of business license and annual inspection record with official seal and special trade license; 3. Copy of the legal person code certificate and affix the official seal; 4. A copy of the tax registration certificate (national tax and local tax) and stamped with the official seal; 5, a copy of the loan school computer query results and stamped with the official seal; 6. Copy of capital verification report of registered capital; 7. A copy of the Articles of Association; 8. A copy of the qualification certificate and ID card of the legal representative; 9. A copy of the power of attorney and ID card of the specific person in charge and the resume of the person in charge; 10. Resumes of main persons in charge (chairman, general manager and financial controller); 1 1. The resolution of the board of directors or shareholders' meeting to apply for guarantee and provide counter-guarantee to the guarantee center; 12. Financial statements audited by accounting firms in the last two years and recent financial statements of this year; 13, the company's financial status and annual report, recent statements; 14. Company profile and business content brief introduction; 15, technical patent certificate, award-winning certificate and product introduction copy of the main products of the enterprise; 16, the commitment of the enterprise applying for secured loan to provide the authenticity of the materials; 17. The resolution of the enterprise shareholders on secured loans; 18. Other information related to the project to be guaranteed. Second, what is a financing guarantee? Financing guarantee is one of the most important types of guarantee business, which is a kind of credit intermediary behavior with the development needs of commercial credit and financial credit and the financing needs of the guaranteed object. By intervening between financial institutions, enterprises or individuals, including banks, and capital demanders, credit guarantee institutions, as third-party guarantors, provide credit guarantee for debtors-guarantee debtors to fulfill their responsibilities and obligations agreed in contracts or other types of funds. Financing guarantee has the dual attributes of finance and intermediary in its business nature, and belongs to a special financial intermediary service. Financing guarantee uses its own third-party credit to provide financing guarantee services for both supply and demand sides and promote the completion of transactions between the two sides. In the process of financing guarantee business, credit guarantee institutions should complete two tasks: on the one hand, credit evaluation of capital demanders; On the other hand, it is to provide its own credit certificate to the fund supplier and obtain its recognition of its credit guarantee qualification and performance ability. To sum up, financing guarantee is an effective credit guarantee method for financial institutions, which is worthy of being adopted by the general public. At the same time, the relevant person in charge should pay attention to the specific guarantee time and the accuracy of the guarantor information during the financing guarantee period. The guarantee agreement between the two parties is also protective in the legal sense.