Renren Loan is a senior online lending platform, which ranks among the best in the industry in terms of comprehensive ranking and has been operating stably for more than seven years. As one of the earliest Internet-based P2P lending service platforms in China, Renren has a very good reputation and industry influence. If you want to borrow money through renren loan, it is a good choice. But what are the conditions for everyone to apply for a loan? What information do you need to prepare? Knowing this, the review will be faster and the amount will be higher ~

I. Product introduction

Firstly, introduce the product characteristics of Renren Loan: the loan amount is 1 0,000-10,000 yuan, the loan period is divided into 12/24/36 months, and the loan is released on the same day as soon as10 minutes. After the comprehensive credit status of users is evaluated by Renren Credit Platform, users with different credit levels are matched with different rates: the lowest monthly rate of first-class credit is 0.78%, the lowest monthly rate of second-class credit is 1.7%, and the lowest monthly rate of third-class credit is 1.9%.

Second, the necessary conditions for borrowing money

Everyone's loan must meet the conditions of age, ID card, mobile phone number, debit card, credit report and so on, as described in detail below.

Age requirements: the age should be between 22 and 60 years old.

Second-generation ID card: ID card must be valid for more than 6 months.

Real-name mobile phone number: note that you need to use my real-name authentication mobile phone number to register.

Debit card: the debit card of the designated first-class bank account in the name of the applicant.

At present, the supporting banks are China Construction Bank, China Everbright Bank, Industrial and Commercial Bank, Bank of China, Bank of Communications, Industrial Bank, China CITIC Bank, Ping An Bank, Shanghai Pudong Development Bank and Agricultural Bank.

Credit Report: A personal credit report issued by the Credit Information Center of the People's Bank of China is required, and the applicant must have at least one credit card or loan record.

Third, the loan credit conditions

In addition to the above loan requirements and materials, if one or more of the following credit enhancement conditions are met, a higher amount may be obtained ~

Micro-credit loan records: having micro-credit loan records is helpful to increase the application amount, reduce the rate and shorten the time for loan review.

Credit card bills: details of credit card bills in the last three months; Cannot be empty.

Company information: fill in the name of the industry and company carefully to ensure a higher quota.

Do you meet the above conditions if you want to get a loan through Renren Loan? Make full preparations in advance to get faster speed and higher quota ~