1, identification. Including the original and copy of the borrower's ID card.
2. proof of settlement. A certificate issued by a lending institution or bank that the loan or mortgage contract has been settled.
3. Contract or agreement. If it is a vehicle mortgage, it includes a vehicle loan or mortgage contract.
4. Motor vehicle registration certificate. That is, a green copy of the vehicle.
5. Other documents that may be required. Such as power of attorney, copy of business license, etc.
The specific procedures for handling custody procedures are as follows:
1, get back the mortgage materials. First of all, you need to go to the lender or mortgagee to get back the mortgaged materials, such as motor vehicle registration certificate and settlement certificate.
2. Make an appointment to release the charge. In some areas, it is necessary to make an appointment to release the custody online in advance, for example, on the official website of the vehicle management office or the housing management department.
3. Submit materials and make understanding commitments. According to the appointment time, bring the required materials to the corresponding institutions (such as vehicle management office or housing management department) to go through the storage procedures.
4. Check and obtain the release certificate. After the transaction is completed, the mortgage cancellation information is usually recorded in the relevant documents, and a mortgage cancellation certificate is required.
To sum up, there may be subtle differences between different regions and different types of mortgage loans (such as vehicle mortgage loans or real estate mortgage loans). It is recommended to consult relevant local departments in advance to obtain accurate information.
Legal basis:
Detailed Rules for the Implementation of the Provisional Regulations on the Registration of Real Estate
Article 70
In any of the following circumstances, the parties may apply for cancellation of mortgage registration with the necessary materials such as real estate registration certificate and mortgage elimination materials:
(1) The principal creditor's rights are extinguished.
(2) The mortgage right has been realized.
(3) The mortgagee waives the mortgage right.
(4) Other circumstances in which the mortgage right is extinguished as stipulated by laws and administrative regulations.
People's Republic of China (PRC) Civil Code
Article 394
In order to ensure the performance of the debt, if the debtor or a third party mortgages the property to the creditor without transferring the possession of the property, if the debtor fails to perform the due debt or realize the mortgage according to the agreement of the parties, the creditor has the right to be compensated in priority for the property. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.