Many friends' personal credit reports are not very good. When applying for a loan, I am most afraid of financial institutions checking their own credit information. A friend asked: Do online loans check credit information? Here, I would like to introduce the details of various loan platforms in Tian Yan. In addition to the credit information system of the People's Bank of China, there are many credit information systems such as Sesame Credit Information and Tencent Credit Information. Different loan platforms have different requirements for all kinds of credit information. Introduce each loan one by one, whether to check the credit information. Let's first look at the online loan through the mortgage. Mortgage loan is a loan provided by United Bank of Tian Yan with a maximum amount of 30 million yuan. Because it is a bank loan, the mortgage should be checked by the People's Bank. Car loan is a loan provided by Tian Yan United Loan Company, with a maximum of 6,543,800 yuan, which can be handled nationwide. Because people choose different loan companies when handling car loans, whether to check the credit depends on the actual situation. We will borrow from you and me through the micro-loan platform to see if we can check the credit through online loans. You and I-Extreme Speed Loan is a platform, with the maximum loan amount of 5,000 yuan and the longest term of 1 month. On this platform, you don't check the borrower's credit, but you require the borrower's sesame credit score to be above 620. Extreme Cash Man is also a micro-loan platform in the eyes of online lenders. Up to 1 10,000 yuan. Without any mortgage guarantee, the loan can be released in 3 minutes at the earliest. The platform is the same as you and me-extremely fast loan, not checking the people's bank credit, checking sesame credit. As can be seen from the above, small loans in the eyes of online loans basically do not check PBOC's credit information, but large loans may check PBOC's credit information.