The conditions for the plaintiff to sue in a loan dispute are: 1. The plaintiff is a citizen, legal person and other organization that has a direct interest in this case; 2. There is a clear defendant; 3, there are specific claims and facts and reasons; 4. It belongs to the scope and jurisdiction of the people's court to accept civil litigation. Article 119 of the Civil Procedure Law stipulates that a prosecution must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court. Legal basis: Article 119 of the Civil Procedure Law must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.