The formula for calculating the average daily deposit limit: the average daily deposit limit = the sum of the daily deposit slip limits of the account during the first quarter statistical period / the number of deposit slip days.

The average daily deposits of banks refer to the average daily deposits of banks. It is mainly an indicator of the daily business level of a bank account. It uses the simple average method. The average daily deposit amount of a bank is the average daily deposit balance of an account in a certain period of time divided by the sum of the cumulative number of days in that period of time. For example , divide the sum of daily deposit balances within a month by 30 or 31 days, which is the monthly average daily deposit balance.

1. What does the average daily deposit scissor difference mean?

The scissors gap refers to the difference between the price of industrial products that is higher than the value and the price of agricultural products that is lower than the value in the exchange of industrial and agricultural products. It gets its name because it is shown graphically in the form of scissors. It shows the unequal exchange of value of industrial and agricultural products. Average daily bank deposits refer to the average daily deposit balance of each account. The scissor difference in average daily deposits usually means that new deposits continue to increase and loan amounts continue to decrease. If the gap between price and value is getting wider, it is called a widening scissors; on the contrary, this is called a narrowing scissors.

2. What causes scissor difference?

In my country, after the introduction of a series of policies to stimulate grain production, farmers' enthusiasm for growing grain has been stabilized in the production process and has produced positive results. However, at that time, China's grain price system still adopted a combination of state regulation and market supply and demand, and the adjustment of grain prices was not compatible with agricultural products and other industrial products. Grain price increases lag behind agricultural and other industrial products.

With the development of the rural economy, the market allocation of agricultural production factors has led to the flow of rural labor, land and other resources to industries and services with comparative advantages. Experts interviewed concluded that the contradiction between the incomplete marketization of the grain price formation mechanism and the relative marketization of the price formation mechanism for agricultural materials, labor and other factors is the dominant factor in the emergence and development of the "new scissors gap" in China's grain production. Problems