Rural credit cooperatives cannot apply for loans if they obtain their household registration books, and they must provide other materials.

Small credit loan application materials:

1. Provide personal identity certificate, which can be ID card, residence permit, household register, marriage certificate and other information;

2. Provide proof of stable address, house rental contract, water and electricity payment slip, property management and other related proofs;

3. Provide proof of stable source of income, bank statement, labor contract, etc.

Bank personal small loan conditions:

1. Chinese citizens with full capacity for civil conduct who have a fixed residence in China, or have a permanent residence in a local urban area (or valid residence certificate), or have a fixed place of business;

2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on time;

3. No bad credit record, the loan cannot be used for house purchase, stock trading, gambling, etc.;

As long as you meet the bank's personal small loan application conditions, provide your ID card, stable address proof, and stable source of income With proof, you can apply for small loan business.