Owning money is not a civil dispute, and most people will not go to jail. However, if the court decides that the debtor has the ability to repay the debt, but refuses to repay it, the court may impose a fine and detention according to the seriousness of the case, and if it is suspected of committing a crime, it will also add criminal responsibility. If you refuse to pay back the money or make excuses for not paying back the money, you can ask the other party to pay back the money through prosecution. Once a lawsuit is filed, the other party needs to bear certain responsibilities.

The consequences of not paying back the money include:

1. The people's court will make a judgment according to law. If the people's court supports the creditor's judgment, the debtor needs to perform the debt, and if it fails to perform, it needs to be enforced;

2, long-term non-repayment, the bank will also help collect through the collection platform, so be sure to repay on time.

Article 111 of the Civil Procedure Law of People's Republic of China (PRC), if a litigant participant or other person commits one of the following acts, the people's court may impose a fine or detention according to the seriousness of the case; If the case constitutes a crime, criminal responsibility shall be investigated according to law:

(1) Forging or destroying important evidence, which hinders the people's court from hearing a case;

(2) using violence, threats or bribes to prevent witnesses from testifying or instigating, bribing or coercing others to commit perjury;

(3) Hiding, transferring, selling off or destroying the property that has been sealed up or detained, or transferring the property that has been counted and ordered to be kept;

(4) Insulting, slandering, framing, beating or retaliating against judicial personnel, participants in litigation, witnesses, translators, expert witnesses, inspectors and assisting executors;

(5) Obstructing judicial personnel from performing their duties by violence, threat or other means;

(6) Refusing to perform a legally effective judgment or ruling of the people's court.

The people's court may impose a fine or detention on a unit that commits one of the acts listed in the preceding paragraph; If a crime is constituted, criminal responsibility shall be investigated according to law.