Legal analysis: Online lending can be said to provide convenience for many people. You can borrow money by submitting relevant information online. However, it's not that simple. You only need an ID card to handle it. In order to avoid losses, regular online lending companies are very careful when reviewing materials. The online loan company must first confirm that it is an online loan made by itself.

Legal basis: Article 7 of the National Identity Card Law of People's Republic of China (PRC), citizens should apply for resident identity cards from the public security organs where their permanent residence is located within three months from the date of reaching the age of 16. Citizens under the age of 16 shall apply for resident identity cards by guardians.