Make an appointment in advance to guarantee that you will pay off, register the certificate, purchase the invoice, insurance policy and your deposit.
3. Print out your repayment list at the bank and go to your loan bank with the owner's ID card and vehicle driving license.
4. After finding the personal loan department of the bank to pay off the loan! Take the receipt to the head office to get back the motor vehicle registration certificate mortgaged in the bank, and then go to the vehicle management office to cancel the mortgage.
Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage.
Object of loan: The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct.
Loan conditions: the borrower has a stable job, the ability to repay the principal and interest of the loan, and good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability.
Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car.
Loan Term: The loan term for automobile consumption is generally 1-3 years, and the longest is no more than 5 years.
Loan interest rate: uniformly stipulated by the People's Bank of China.
Repayment method: you can choose one-time repayment method of principal and interest and installment repayment method (equal principal and interest, equal capital).
The auto financing or guarantee company is the company referred to in this paper-a third person with sufficient compensation ability serves as a guarantor to repay the principal and interest of the loan and bear joint liability.