The unpaid car loan will not directly freeze the bank card after the lawsuit, and the court will decide the repayment period. The lender will not freeze the bank card after repayment. If it does not expire, the lender will apply to the court for enforcement, and all bank cards issued in the name of the lender will be frozen. If a married person buys a car after marriage, his spouse's bank card may also be frozen due to debt disputes.

In accordance with the provisions of the Civil Procedure Law of People's Republic of China (PRC), it shall be sealed up, detained, frozen or handled in other ways prescribed by law. After the property is preserved, the people's court shall immediately notify the preserved person. If property is sealed up or frozen, it may not be sealed up or frozen again. Article 114 If a unit that assists in investigation and execution commits one of the following acts, the people's court may order it to perform its obligation of assistance and may also impose a fine:

1, refusing or obstructing the people's court to investigate and collect evidence;

2. After receiving the notice from the people's court for assistance in execution, the relevant unit refuses to assist in the investigation, seizure, freezing, allocation or price change;

3. After receiving the notice from the people's court for assistance in execution, the unit subjected to execution refuses to assist in withholding the income of the person subjected to execution, handling the transfer procedures of relevant property rights certificates or transferring relevant bills, certificates, business licenses and other property.

4, other refused to assist in the implementation.