Legal analysis: If you owe millions of dollars to the bank and have no money to pay back after being sued, you should negotiate with the lending institution to extend the repayment period as much as possible or repay by installments. It can also be handled by actively responding to the lawsuit. If the bank fails to perform the court's judgment within the performance period after suing the court and winning the case, it will apply to the court for enforcement; When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law; If the lender refuses to perform the effective judgment of the court, there will be negative information records such as overdue repayment, which will be restricted to high consumption, entry and exit in the personal credit report, and may even be punished by judicial custody.

Legal basis: Article 236 of the Civil Procedure Law of People's Republic of China (PRC). A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.